Need an appraisal for an FHA-backed mortgage? Call T. Daniel QuallsT. Daniel Qualls is NC state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-mortgage, be sure to call T. Daniel Qualls, as we are approved and qualified to perform FHA appraisal reports. Part of the periodic training our staff at T. Daniel Qualls receives deals strictly with comprehending the FHA's documentation and their rules and procedures. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is underwritten by them. None of the funds are provided by the FHA; what the FHA does is ensure that the mortgage is paid for in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are created to assist low-to-moderate income homebuyers help meet credit qualifications if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lesser income or less starting capital to put down on a loan are assisted the most from Federal Housing Administration loan programs. |